- Bankruptcy Basics by James H. Dimmitt
According to the American Bankruptcy Institute “household debt is at a record high relative to disposable income. ” The Administrative Office of the U. S. Courts reported that the number of filings for the year ended March 31, 2003 “exceeded 1.
484 words 2006-07-22 - Get a Free Bankruptcy Form Online by Jakob Jelling
If you want to file bankruptcy on your own, you can. You just need to make sure that you get the right bankruptcy form. There are a lot of different places where you can get a bankruptcy form - including online.
365 words 2006-07-21 - Credit Counseling Or Bankruptcy: Which Is Best For You? by Max Hunter
People often get to a place where they simply can’t pay their bills, especially in today’s economy which is not particularly sympathetic toward the poor or even the middle class. Inflation has impacted nearly every facet of daily life including food, gas, rent, clothes, utility bills and more.
755 words 2006-07-20 - How To File Bankruptcy by Jakob Jelling
US bankruptcy code is very specific regarding how to file bankruptcy. Bankruptcy code is very confusing and deals with all of the many different types of bankruptcy that a business or person can file.
395 words 2006-07-20 - Defining Bankruptcy by John Mussi
Considered to be a hot topic by some and a grim reality by others, bankruptcy is a serious issue that many people around the world find themselves having to deal with. A large number of people live in fear of bankruptcy, and even more live with a number of misunderstandings and half-truths that prevent them from knowing exactly what bankruptcy is and how it works.
596 words 2006-07-19 - Bankruptcy Bill by Stuart Simpson
The Senate is trying to overhaul the bankruptcy laws. Credit card companies and retailers have been pushing for reform since 1997. Hopefully, the new law will come into effect by mid-March.
206 words 2006-07-19 - Finding Bankruptcy Assistance Online by John Mussi
Bankruptcy can bring more problems with it than you might expect… especially if you're not entirely sure what bankruptcy is. Luckily, there are a variety of online resources that can not only educate you as to the ins and outs of bankruptcy but can also assist you with your filing or help you to find an alternative to filing for bankruptcy.
611 words 2006-07-17 - Credit After Bankruptcy Is Not Impossible by Jakob Jelling
If you are going to file for bankruptcy, it is true that you will not have very good credit after bankruptcy. However, this does not mean that you will never be able to get loans, and it certainly doesn't mean that you will never have a good credit history again.
375 words 2006-07-16 - A High Achiever Almost Went Bankrupt Because He Did Not Know This by Stan Mann
Practical Biz Solutions The business success newsletter for business owners, top executives, and commission sales people from Stan MannPlease forward Practical Biz Solutions to appropriate friends.
776 words 2006-07-16 - Bankruptcy Credit Card by Jakob Jelling
A bankruptcy credit card is basically a card that you can get despite bad credit. If you have been in bankruptcy in the past, you are probably finding it difficult to build up your credit rating again.
376 words 2006-07-15 - After Bankruptcy: Applying for Credit by R. Lawrence Anderson
Many people who have filed bankruptcy in the past apply for credit the wrong way. They fill out a credit application and hope for the best. Best case, they probably end up paying a lot more in interest and finance charges - hundreds or even thousands of dollars more, depending on what they're buying.
848 words 2006-07-13 - Finding an Alternative to Bankruptcy by John Mussi
Bankruptcy can have serious, long term effects on your life. If you become bankrupt, you may have to give up valuable possessions and property. Your personal finances will have to be investigated, and restrictions will be placed on future investments.
543 words 2006-07-13 - The New Bankruptcy Law "Means Test" Explained in Plain English by Charles J. Phelan
With the new bankruptcy law in effect as of October 17, 2005, there is a lot of confusion with regard to the new "means test" requirement. The means test will be used by the courts to determine eligibility for Chapter 7 or Chapter 13 bankruptcy.
927 words 2006-07-13 - Credit Counseling Can Save You From Bankruptcy by James Mahony
If you find yourself facing more debt than you can manage on your own, you might want to consider getting the assistance of a credit counseling agency. Because these agencies handle some of your most sensitive personal information, you'll want to be sure that you're dealing with an efficient and reputable organization before you get started with them.
461 words 2006-07-12 - A Note About Personal Bankruptcy by ReliefLoans.com
Sometimes, the formal and legal declaration of personal bankruptcy is the best way to go when you're "snowed under" with bills, and you just can't see your way clear to survive. Actually, bankruptcy allows you to make a fresh start.
1422 words 2006-07-12 - Bankruptcy: What’s the difference between Chapter 7 and Chapter 13? by Dan Johnson
When consumers contemplate the option of bankruptcy generally, the remedy they are specifically referring to is chapter 7 bankruptcy. The effect of the filing is to discharge someone saddled with debt from having to pay debts no longer secured with a valid lien.
577 words 2006-07-10 - Buying A Car After Bankruptcy? These Suggestions Could Help by R. Lawrence Anderson
If you are buying a car after bankruptcy, here are a few suggestions that could help: First, you want to make sure you've done everything you can to increase your credit score. Once you've done that you're ready to start shopping for your car!
747 words 2006-07-09 - Going Bankrupt in the World by Sam Vaknin, Ph.D.
It all starts by defaulting on an obligation: Money owed to creditors or to suppliers is not paid on time, interest payments due on bank loans or on corporate bonds issued to the public are withheld.
1787 words 2006-07-09 - The Bankruptcy Record Is Open To The Public by Jakob Jelling
Before you file for bankruptcy, it is important to realize that all bankruptcy proceedings will be listed in public bankruptcy records. Therefore, if you have filed for bankruptcy, it is possible for anybody - including future employers or creditors - to easily look up your bankruptcy record while trying to discover your financial history.
357 words 2006-07-08 - The Truth About Bankruptcy by James Carter
The prospect of bankruptcy is an ever increasing reality facing many individuals. Figures released recently by the Department of Trade and Industry (DTI) show that bankruptcies and insolvencies have hit an all-time high.
351 words 2006-07-07 - Bankruptcy Tips And Helpful Alternatives by Dean Shainin
Before you file bankruptcy, it is a good idea to look into other alternatives if at all possible. New bankruptcy laws make it more difficult to file than it used to be. Why Has Filing For Bankruptcy Doubled?
695 words 2006-07-07 - Buying a Home After Bankruptcy by R. Lawrence Anderson
If you're planning on buying a home after bankruptcy you'll want to read this article carefully. Buying a home is probably the biggest purchase you will ever make. Having a bankruptcy on your credit report adds an extra challenge.
592 words 2006-07-06 - Is Bankruptcy The Right Option for You? by Ken Austin
Types Of BankruptcyThere are two different types of bankruptcy that can be used in most cases. Each one has a different set of rules and guidelines that you must follow in order to qualify for and get the bankruptcy.
382 words 2006-07-05 - How Does Bankruptcy Work? by Stuart Simpson
Of course, bankruptcy is your last resort. It is tough but provides a legal remedy for your financial situation. Bankruptcy is a 3-step process: You must first file in federal or state court saying you are “insolvent” – meaning you have no cash or assets (things you can sell) to pay your bills.
288 words 2006-07-04 - Buying A House After Bankruptcy - Things To Consider by Carrie Reeder
Bankruptcy can make getting any kind of financing much more difficult. However, it's not impossible anymore to get financing, even a few days after the discharge of a bankruptcy. But, is getting a loan soon after a bankruptcy a smart thing to do?
338 words 2006-07-03 - Life After Filing Bankruptcy by Sam Argon
Filing for bankruptcy will undeniably have a great impact on your credit but sometimes it becomes the only option. It is important to evaluate the budgeting and financial mistakes that helped lead you to this direction.
421 words 2006-07-02 - Deciding Whether or Not to Declare Bankruptcy by John Mussi
If you've found yourself facing severe financial problems, you might be considering filing for bankruptcy as a way to take care of your debt. It's important to remember that the process of filing for bankruptcy isn't an easy one, and that it should be used only as a last resort… after all, the effects of a bankruptcy filing can take several years to pass completely.
603 words 2006-06-30 - There Are Two Types Of Personal Bankruptcy, What Are They? by Matt Clarkson
There are two different types of personal bankruptcy that an individual can file, Chapter 7 & Chapter 13. Chapter 7 allows you to disburse of most or all of your debts at the time of the court ruling.
445 words 2006-06-29 - Is America Bankrupt? by Liron Rose
The US Dollar has been falling continuously in last year. The Euro, not so long ago worth 82 cents, is now at $1. 27 - this is a gain of more than 40 percent in a very short time. The same goes for the Aussie Dollar:
366 words 2006-06-29 - Bad Financial Times Of Bankruptcy by Rachel Linster
The Whole Outcome Of Bankruptcy You may well be reading this because things are tough for you at the moment and you're considering filing for bankruptcy. As you probably know, by doing this you'll in theory wipe the slate clean and be able to start again.
505 words 2006-06-28
|
Authors
Publishers
All Visitors
|
